Financial wellbeing
Learning resources
These resources can be used with learners to help them build their confidence in doing some of the basics online. You can work through them together, or signpost to them as some self-diirected learning. They introduce basic concepts and are best suited to people who have little or no experience of being online.
Learn My Way, by Good Things Foundation
- Online and mobile banking
- Make money work
- Using public services online
- Universal Credit: a how to guide
- Online shopping
- Job hunting online
Digital Wings, by Barclays
Bank of Scotland Academy
- Budgeting basics
- Banking basics
- Money and mental health
- Save money on utilities and services
- Save money on insurance products
Practical tools
These practical tools can be used to help people save money and maximise their income online. As a Digital Champion, you may want to show someone how to use these sites and help them build their confidence and skills to navigate them:
Citizens Advice Scotland Digital Budgeting Tool - an online budgeting tool to help you understand and manage your money: https://www.citizensadvice.org.uk/scotland/debt-and-money/budgeting/budgeting/work-out-your-budget/budgeting-tool/
Citizens Advice Scotland Money Map - an interactive tool to find money advice near you: https://moneymap.scot/
Citizens Advice Scotland Council Tax Checker: A tool to help people ensure they are on the correct council tax band: https://www.checkmycounciltax.scot/
UC Helper Tool - a tool to help people get familiar with the Universal Credit portal: https://uc-helper.co.uk/scvo/home
RBS Online Banking Demo App - help people understand how online banking works with this demo app: https://www.rbs.co.uk/ways-to-bank/mobile-app/demo.html
Turn2Us Benefits Calculator - an interactive tool to help you understand which benefits you're entitled to: https://benefits-calculator.turn2us.org.uk/
Street Support - an app/website to help people experiencing homelessness: https://streetsupport.net/
Entitledto.co.uk - benefits calculator: https://www.entitledto.co.uk/
Asda Rewards - track spending in-store and earn rewards: https://www.asda.com/rewards
Websites and apps to explore together
These websites have been recommended to us by a range of stakeholders as being useful tools for helping people save money online. if you have your own recommendations let us know by emailing help@connecting.scot and we'll review your recommendation.
Scottish Government Cost of Living Website - a one-stop-shop for advice on managing the cost of living crisis
Citizens Advice Scotland - advice and support on social security and money management
Money Saving Expert - advice on how to save money on everyday costs
Hot Deals - deals, discounts, freebies, and voucher codes
Snoop - manage all your accounts across one app
Groupon - discounted goods and services, including local offers
Voucher Codes - why pay full price if you can find a voucher code for money off?
Trolley.co.uk - compare everyday items across different supermarkets
Priceable.co.uk - Priceable is a supermarket price comparison website tracking over 150,000 products daily from the UK's top supermarkets.
Money Supermarket -price comparison website for household utilities
Simon Community Scotland - advice for people experiencing, or at risk of, homelessness
Online shopping - advice on how to do online shopping
Honey – free app that tracks price drops and also finds promo vouchers and codes.
Local Government websites - information and support from local services
Digital Connectivity
Ofcom - a range of social tariffs available through different providers (subject to eligibility)
Money Saving Expert - advice on the different social tariffs available
National Databank from Good Things Foundation - access to free sta through the national databank (info on how to sign up)
Data Connectivity Guide from People Know How and Good Things Foundation - a guide to accessing affordable connectivity
Virgin Media and O2 (VMO2) zero-rated data for essential services - an overview of 'zero-rated' services through Virgin Media and O2
Healthcare
Accessing remote healthcare may not be an obvious option for saving money, but if a person is able to save on the costs of traveling to a health centre or hospital, as well as saving on childcare costs, then these options can help households save money:
Connect Me - remote monitoring of health conditions
Near Me - remote health consultations, also available in social care and housing settings